So many things have changed in the lending world ( for the better) over the last month.

Thought a little Cheat sheet might help supplied by Mary & Rob Pinion.

FHA to 96.5% LTV with a 620 FICO, 6% Seller Paid Closing Costs  $292,500.00 max loan amount

VA to 100% LTV with 620 FICO, 6% Seller Paid Closing Costs          $417,000.00 loan amount 0 down ( higher loan amounts available)

USDA to 102% with 620 FICO, 6% Seller Paid Closing Costs

Conventional to 95% LTV FICO Higher due to Mortgage Insurance 720    $417,000.00 max loan amount

 Jumbo Highlights

80% LTV to $1,000,000

75% LTV to $1,500,000

700 Minimum Credit

1 Appraisal up to $750,000 (from our HVCC compliant local appraisal group)

Competitive Rates

30yr Fixed, 15yr Fixed, 7/1 and 5/1 ARM’s

In House Processing, Underwriting and Closing

30 Day Close 

Rob Pinion & Mary Pinion

Regional Manager/Shareholder

Office: 813-739-5337

Fax: 813-769-2774

Email: rpinion@fbchomeloans.com