Customer Testimonials

Customer Testimonials

Thank You Nathan Bangs & Associates!

We recently just bought the coolest house!  Our experience was wonderful, mainly because we worked with Nathan & Lori who was so incredible to work with.  We actually looked at many houses and even had contracts with two houses before we bought the house that was right for us.

Nathan & Lori worked with us the whole time and made the process as painless and rewarding as possible for us.  They were always in contact with us and helped us with everything we needed.  We always felt like they cared about us and was very attentive to us.  They always answered all of our questions and whenever we had any concerns, they didn’t hesitate to do whatever they needed to find answers for us and make us feel at ease.  They gave us a lot of guidance and support throughout the whole process and most importantly, They were not pushy.  We really feel like they wanted us to find the perfect house for us-they were not just realtors trying to make a sale-they really CARED about our happiness.   

I can’t rave about them enough- our home buying process was so much fun and so easy.  We both have such busy work schedules and they really worked around our schedules and did so much work for us that we felt like we really had someone who was on our side.  We would recommend Nathan Bangs & Associates to anyone, they are incredible!! 

Nathan Bangs and Company runs a smooth, professional operation.  This is a company that really knows what they are doing and how to treat their clients!!

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Thank You!

Selling a home on behalf of an aging loved one can be a complicated process. This process is made more complex when you're located more than a thousand miles away in Chicago, as was the case with us. Nathan and his assistant Lori provided top notch guidance and insights throughout the process of selling my father-in-law's St. Pete home. They are incredibly responsive and professional, while being friendly and personable. The sale went very smoothly. Our only regret is that we can't use Nathan as our realtor if we decide to buy in Chicago!". 

- Dr. Matt Ragas, Ph.D.Chicago, IL

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Nathan Bangs & Associates,

Just a note to let you know how pleased my wife and I are with the results of our short sale it was quick and painless, you all were very professional and answered every question we ever had.  We would like to say Thank You very much in this emotional situation, losing your home is difficult and you made it much less stressful.

Sincerely,

Chris and Virginia

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I highly recommend Nathan Bangs and Team.   

I was embarrassed by state of my house and desperate to get out of it so I called Nathan.  Nathan showed up the next day took pictures and developed a plan which to which I agreed.  Nathan and team exceeded my expectations in every way.  The only thing I was not prepared for was my phone ringing so quickly so often to see if the home could be shown.  Communication was easy and efficient through phone and email.  My questions and concerns were dealt with at every step of the process.  We closed within two weeks and I was happy.  Since then I have been pleased to suggest Nathan Bangs and Team to anyone who asks...Thank you Nathan and Team....

Rocky

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It is easy to see the agents at Nathan Bangs & Associates truly care about their customers from the first meeting and beyond.

I looked for a house for nearly 2 years.  The hardest thing was finding the right agent that understood my needs and the type of house I was looking for me and my family.  Being very a busy sales guy myself I did not have time to shuffle through countless lists  just to be throwing a shot in the dark.   After meeting with Tammy a couple of times she knew exactly what I wanted and went on the hunt.  Within 2 weeks She found us 3  beautiful homes to choose from.  What makes this so unique is that the rest of the agents I had used prior to her did minimal work to find what I was looking for. 

The hard work did not stop there.     

Tammy was with us every step of the way to ensure the smoothest closing I have ever been in.  From helping with the selection of a mortgage broker that understood my financial needs to a title company that dotted every I can crossed all the T’s prior to the closing date.   At that point all I had to do was sign away.

The follow up has been impeccable as well.   I have heard from Tammy every few months just to check on how we are loving our new home. 

Thank you!

Bryan R

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I got the best services I could dream in Tampa - St Petersburg...!

My Nathan Bangs & Associates agent Tammy Bilder was very helpfull and always willing to provide anything I may need in my quest to find a house I can call my home.... She was always there with the right information, always courteos,profesional and on time... I got very satisfied with her services and the Company services....I will recomend Nathan Bangs & Associates with Keller Williams Realty with no hesitation..

Belen BA

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New Tampa Bay Home!

The team at Nathan Bangs & Associates are excellent to work with.  They made our home search process enjoyable and we found a home that fit our family perfectly.  I would recommend them to anyone buying or selling a home.

Angela D.

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Short Sale SOLD!

We had one of the most difficult short sales imaginable, basically because we were dealing with a horrible HOA. Our home was on the marked for 529 day and Nathan stuck with us the entire time. 8 buyers later our house is FINALLY sold! I can guarantee that this would not have happened without their help. They are VERY knowledgeable and helpful. They definitely go above and beyond to get the job done!

Shari M.

                                                                                                              

Helping to save you money!

Thank you so much for the Lowe's gift card and all of your assistance throughout my home purchase process.  I absolutely love my new condo!  I'm totally moved in and almost done hanging the last few pictures.
 
I really appreciate how much time you dedicated to me.  I know how demanding I can be and you certainly lived up to my high expectations.  I also wanted to thank you for letting me know about the Bank of America no closing cost mortgage.  That saved me money and I would not have found it without you.
 
Thanks again to both you and Nathan for a great job.  Although I don't plan to leave for a long time, I will recommend you both to any home bfuyers I know of.
 
Katie

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South Tampa Townhome SOLD!

Gregg and I owe Nathan Bangs a long overdue testimonial. We were so glad to have Nathan represent us in selling our townhome in South Tampa. After we attempted to sell our home for almost 1 year we asked Nathan to help us. He was to the point, easy to talk to, extremely knowledgeable about the South Tampa area, and offered us valuable tips to getting our home sold. We really enjoyed doing business with Nathan and appreciate him very much. If we ever move back to Tampa and need a relator, we know who to call. Thank you so much. 

Rachel & Gregg H.

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Another Short Sale Success


We wanted to express our thanks for all the work you and your team did for us in brining the Short Sale of our home in Odessa, Florida to a completion of sale.  In that the Florida home sales in 2008 were daily becoming more dismal, you and your team continued to push forward, never giving up even though I was about to say "Let it just go into Forecloure!", having listing our home in September 2007 just when all of the housing market was starting into a tailspin.


 

Through all the downward spiral of Florida real estate market, you and your team continued to update us even though we moved to Georgia.  The Short Sales Team and Daryl's efforts in negotiating on our behalf one could not say enough praise for all the time and work bringing this sale to fruition.


 

Again, we could not recommend anyone more diligient than you and your team(s).


Jim and Judy G.

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Nathan takes the time to listen!

Just note to thank you for being such a wonderful real-estate agent from the very first minute we spoke. 

You took the time to listen to EXACTLY what I wanted in a home, every single little detail, and then delivered it.
 
We are very busy working professionals with little time to spend searching on weekends and evenings... and you wasted none of our time, working around our schedule at all odd hours.  We've worked with other agents in the area... Your honesty, straight-forward attitude, work ethics, dedication and commitment to making us as clients happy in our search from BEGINNING to END rises beyond any level of service we have ever experienced in the area.
 
I personally felt like I was looking at houses with my close friend, rather than my agent.  You told me what was great in each house we looked at, and then when to run because you knew what I wouldn't be happy with!!! 
I truly felt like you had my safety and best interest in mind at all times, not just looking to make a quick sell.
 
We can't wait to close in just 3 weeks... and I am so grateful to you for helping us to take this exciting next step in our lives!
 
Thank  you, thank you, thank you!

Jaimi and Chris

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Another Agents thanks Nathan Bangs!

My agent and I want to thank you for the fine job done by you for everyone concerned. I have no doubt you will have a long and rewarding career in real estate. I will recommend you at every opportunity.

Thanks again,

Jim

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Nathan Bangs & Associates stood out with superior service!

For over 35 years, as a real estate developer and property owner, I have worked with numerous real estate brokers and sales associates.  You have stood out - I have rarely met anyone to be more diligent or work harder to achieve his client's goals.

It was a pleasure working with you on the sale of Lauren's condominium at Island Walk in Tampa and we wish you continued success and food fortune.

Sincerly,

Charles

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Condo Sold in downtown Tampa market!

Working with Nathan Bangs as my realtor was an integral part of making my 3rd home purchase the smoothest one yet.I felt confident in my offer that we worked up based on research we did and his already vast knowledge of the downtown Tampa market.By quickly developing a relationship with my mortgage broker, Nathan was able to handle most of the tactical work directly with him, taking a lot off my plate. This was critical in order to meet the quick closing date, but most importantly it enabled me to stay focused on my demanding job, with the peace of mind that everything was taken care of.His attention to detail and follow through took all stress out of the biggest purchase of my life.

I highly recommend him as a resource for buying or selling your home.

Sharon R.

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Pro-active Approach!

I really appreciate your pro-active approach to maintaining communication with your clients regarding status updates and market news and analysis - I've worked with realtors in the past and their client communiques and updates pale in comparison with what you offer. Thanks for keeping us informed throughout the process.
Thanks,

Carmen

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Marketing at its best
 
We received 3 postcards with 3 different listing today. Yours (ours) was by far the best - thanks for doing a great job !
 
Anders & Marianne

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Nathan Bangs & Associates is your Tampa Area Broker

When I first brought my business to Tampa, I was unsure which area was right for me.  I looked high and low across Hillsborough county, and the Bangs team was with me every step of the way!

They did not quit until they had located the property which was right for me. The service and support I got from the Bangs team both during and after my transaction sets the standard for customer service. Not only will I do business with the Bangs team again, they come with my highest recommendations for all of your property needs. Speak to them and understand why they should be *your* Tampa-area broker!

Kristian

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Nathan Bangs & Associates extremely organized

We think that you are probably the best agent we have ever worked with...very organized and keeping everyone in the information loop. Mark and I have bought and sold plenty of properties and I can honestly say that this was the best experience we've had. Thanks a lot.
 
Liz & Mark G.

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Nathan is more than just a Realtor(R)

I would absolutely recommend Nathan to anyone looking to either buy or sell real estate.  We did not have much familiarity with the Tampa area and Nathan was extremely helpful in helping us find the right location and then the right place.  He helped us in all phases of the process from beginning to end and even afterwards.  I don't view Nathan as just a real-estate agent but more like a friend.  
 
Gino V.

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Relocation made easy to Tampa

I would recommend Nathan to anyone looking to buy a home.  I lived out of town when I first started working with him, and he accomodated my schedule and met me to look at houses whenever I came to Tampa.  He stuck with me for 9 months until we found the perfect place for me.
 
Marc M.

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Cooperative and Friendly!

Our experience with Nathan Bangs was the greatest! I never had a more cooperative and friendly agent. He calls and lets you know he's alive and is most willing to answer your questions and help in whatever you need. We used his services and subsequently referred him to our daughter who also used his services. We would recommend him to everyone we know - he's great!

Nilda & Jose

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Nathan is more than a Realtor(R)

Working with Nathan Bangs was a wise decision. This was my first home and it was important that we bought the right house. Nathan sat down with us to find out what our needs were and applied that to the homes he showed us.

His schedule was very flexible to show us homes during our free time. He listened to us when we had questions and always had the answers. He even provided us with a home inspector that did an outstanding job.

Nathan Bangs is more than just a realtor. He goes out of his way to provide the best customer service available. After we moved in, he made sure that everything was alright and asked if he could do anything else for us. He cares about his clients and treats them as friends and not as just another sale.

If you are looking for your first home, a new home or are trying to sell your home, Nathan Bangs will make sure that your goals are met! He is the realtor to get the job done, and get it done right! I would recommend Nathan Bangs to anyone who is looking to buy a home or sell a home and let the professional do his magic.

Jordan and Beth L.

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Harbour Island Condo Sold!

I feel extremely confident recommending Nathan as your realator.  As a seller of my Harbour Island Condo, I only had positive experiences with Nathan, and I was impressed that Nathan always did what ever he could to insure the sale was closed as soon as possible at the best price the market allowed.

Lauren R.

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Sold Beach Property!

We met Nathan Bangs for the first time while interviewing and getting facts about selling our beach property.  First impressions are important to us, and his approach and knowledge in this field were incredible.  After we signed a contract, we went on an adventurous journey with a difficult buyer, but he dealt with everything professionally and efficiently and always kept us informed.  My husband and I learned a lot through this process!  Nathan provided us with advertisements, updates as to property sales in area, weekly tallies of interested buyers, and sent postcard and emails.  He was always available via phone or emails and even made a trip to an emergency room to reach us. Nathan is committed 110% and will give your property the best shot at selling.  We recommend him as a true professional!

Sinecerly,

Jim and Cynthia D.

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Going beyond the clients expectations

My wife and I want to thank you so much for going above and beyond our expectations in all aspects of our recent purchase of a condo in Tampa.

From finding the perfect property to all your help with resources involving the inspection, insurance, utilities, decorating, closing, renting it out, and on and on, we just can't say enough about how helpful, personable and professional you have been.  Through the years, we have worked with many real estate people, but you are truly Number One, The Best!

The success of this most rewarding experience is the direct result of your outstanding efforts, your expertise and your commitment to excellence.

Regards,

Bob and Dawn

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The knowledge of the Tampa Area is amazing!

It has been a pleasure working with you regarding the sale of my property in Tampa.  Your knowledge of the Tampa area and your aggressive marketing approach ensured a quick sell.  We completed every transaction electronically without any difficulties.  Again I thank you for your very impressive responsiveness, your assistance with all aspects of preparing the home, and most of all for the SOLD sign.  If anyone ever needs a reference call regarding your capabilities please have them call me.

Dale L.
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Nathan Bangs & Associates go the extra mile!

Nathan was extremely dependable and went the extra mile to get our buyer and price.  I would recommend him to anyone.

Lauren
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A Divorce Sale turned positive!

My experience with Nathan and his team was a true blessing. I found my self in the middle of a divorce and needed to sell my home quickly. The problem, I still owed 100% of the value of the home and most of the homes in my community were listed well below the $240,400 that I owed the bank. Nathan told us that he had a lot of experience helping couples in our situation and could help us out. Nathan immediately began working with the bank from day one and ensured I got all the needed documentation to the bank. Throughout the whole process, Nathan kept in touch and kept me up to date on everything involving the pricing and the listing. After having our house listed just 2 months, my wife moved out and I was left with the mortgage payment on my own, which I could not make on my own.  Nathan’s team kicked it into overdrive and got aggressive with the price of the home. Within 30 days I had an offer from a potential buyer. The problem, it was for $170,000.  Nathan negotiated with the bank and buyers and the bank agreed to accept $175,000.  At closing, I did not need to bring any cash, which was good because I had none. My largest concern throughout this whole divorce was avoiding bankruptcy, foreclosure and ruining my credit. Because Nathan was able to find me a buyer in time and work with the bank to accept a considerably lower price, I was able to avoid foreclosure and walked away with only 1 late payment on my credit. The bank agreed to wipe out the debt on the remaining $65,000. Like I said this whole experience was a true blessing.

David

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Professional and Dedicated!

After an excellent relationship during the boom, Nathan Bangs, once again, adapted to market conditions and showed his true professionalism, knew the market, foresaw conditions and always provided just the right advice.

I'd always expected nothing from Nathan, but a tireless professional, dedicated to his clients; I was not disappointed, ever.

As I once wrote to Nathan, " If anyone should be a realtor, it is you.

Alain R.

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Condo sold in 30 days!

I highly recommend Nathan.  I had my condo listed on the market with a previous broker for almost 10 months.  After I hired Nathan, he had a deal in 30 days.    I had a very “rocky” process of repairs and issues with the HOA.  Nathan was always there to help and give advice; from listing to closing.  I didn’t get just a real estate professional, but a friend.  Thanks Nathan!

Dave K.

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Sold in 2 months!


True story. We were at a dead trying to sell our home that we had listed with another realtor for 11 months. We were paying two mortgages and were being forced into foreclosure on our home when we went searching for another option. we didn’t know where to turn. After we found Nathan he educated us on exactly what we needed to do to try and avoid foreclosure by considering a short sale instead. We had no idea what that was at the time. Nathan said to trust him and trust him we did and within 2 months we had numerous offers on our home and closed extremely fast. Not only avoiding foreclosure and saving our credit but moving on with our lives! We have dealt with a lot of realtors in our time buying and selling, but after this we will never call another one. Nathan is our guy. We 110% recommend Nathan to everyone out there looking for realtor assistance.

I don’t know how many real people are left out there trying to help the everyday person with this horrible real estate market, Nathan Bangs is definitely one of them. Thanks Nathan!
 
Stephen and Cori

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Nathan Bangs Team a pleasure to work with!

Tammy is the type of agent who sticks with you and helps you find just the right place after quite a few sellers have rejected your offers.  I personally took Tammy from Pinellas to Hillsborough in my search for just the right place, location for me to live and she went with me and even suggested some areas I originally didn’t think would be right for me.  It was a pleasure working with Tammy.

 Denise

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Relocation service at it's best!

Tammy,
 
I want to sincerely thank you for your very professional assistance in helping me buy a new home here in Tampa. Through your realty knowledge and experience, you turned a potential nerve-wracking house-hunt into one that was indeed a lot more pleasant than I could have expected. You put me at ease from the moment we met, so much so, that I was confident enough in your judgment to let you be my "eyes" and based my final buying decision on your recommendation without having seen the property until I moved down here from Chicago. While I was busy in Chicago, you took care of all the minutiae required to close the deal, from handling all the paper work, attending to the inspections, providing contacts for mortgage and insurance brokers, to taking care of all the myriad details associated with the final flurry of closing activities. Your tremendous assistance saved me the expense of flying down here to handle the transaction details myself, or having to obtain the services of a local real estate lawyer that I might have had to use in my stead. Your follow-up assistance after I moved in was also greatly appreciated and I am more than glad to recommend your services to anyone looking to buy or sell a home in the Tampa area. I not only look upon you as a highly-skilled professional realtor, but I consider you a valued friend as well.
 
Many thanks again!
 
Lloyd E.

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Nathan has energy and knows the real estate business!

Professionals are rare. This is what attracted us to Nathan. We needed advice and we needed recommendations for our exact situation. That is exactly what we got with Nathan Bangs. We had seen his marketing and seen his results in local flyers. His energy and hustle is what brought us RESULTS in the sale of our home on Harbour Island.  This man knows his business!!

Thank you, Nathan!

Ginny and Tom O.

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Referrals and Past Clients are the best!

You are the best.  facts no fiction! I have two properties in Tampa and if they are to be sold in the future i know who will list them.. YOU!

Mark

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Sold before foreclosure!


I wanted to thank you and your staff for making it possible for me to sell my home before it was too late and went into foreclosure. I was in a bad situation at the time as I was laid off after 20 years at my company and had been separated for two years with my home on the market and not getting any bites. Again, I would like to thank you and your staff for all your hard work and effort in making this happen. If ever I am in the market to buy a home again or know of someone in my situation or wanting to buy I would most definitely recommend Keller Williams. 

Griselda A.

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Nathan knew how to deal with the bank


During these trying times in the housing industry, we all find ourselves trying to make ends meet and trying to make our mortgages payments.   At times, the latter fails and we face foreclosure of our homes.   I found myself in such a predicament and faced not only the loss of my home but the reality that my credit rating would tank.   In stepped, Nathan Bangs, to assist me in my predicament, he had the knowledge to deal with the bank to give me more time to find a buyer, thus putting off the foreclosure.  When that took longer than expected, Nathan suggested a short-sale.  He was able to work with the bank to make this happen.
 
In short, Nathan was able to find a buyer and make a short-sale that helped not only satisfied the bank but I didn't have to have a foreclosure on my credit report.  I highly recommend Nathan Bangs to be your realtor.   His knowledge of the real estate market is invaluable and his professionalism is of the upmost integrity.  Don't hesitate to contact him for all your necessary needs, whether you are a home buyer or seller, Nathan Bangs, is the realtor for you.
 
JR - New York

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Experience & Professionalism!

How can we ever thank you for all your sensitivity, experience, support, and professionalism before during and after the sale of our investment house.  As You know we were financially challenged for months from paying house bills and monthly mortgage expenses in an effort to avoid foreclosure. We were helpless until you came highly recommended from one of your clients. You met with us immediately and displayed your concern by taking action once you understood our financial requirements. Within 2 days you executed a plan by pricing the home prudently, advertising the home, and had all your information communicated to us through an Automated E-mail program. Every time the home was shown, a home in the area price change, or any pertinent information that we needed you kept us informed.

The result, within 3 weeks you found a buyer for our home. You worked with the buying agent, used your experience and professionalism to maintain a fair price in a BUYERS market, protected us from incurring additional Buyer expenses, negotiated wisely and in the end closed the deal.
 
Nathan, I have been involved in Real Estate for a short time however as a 34 year IBM Sales Professional, it is incomprehensible to understand how you have inherited the God given talent to perform this HURCULEAN effort in 3 short weeks. Your efforts have changed our lives making our upcoming retirement appealing to us again. You have done more than sell our home, your professionalism and experience in supporting us has changed our lives and we are once again moving forward in a positive manner.

We can sleep at night, laugh, and have the ability to see the future. It’s not just the house Nathan, its all about what you did for us that we will never forget.

I am proud that Keller Williams employs such self disciplined, focused and professional employees who have the incredible desire to work so hard to help others.
 
You will always be a part of our lives and no matter where we are and what we are doing it’s because of you.
Respectfully,
 
Mattie & Sal G.
 

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Short-Sale Approved!

I just want to thank both of you, Kim and Nathan, for all your efforts in getting this short-sale approved.  And dealing with me in the process! This is fantastic news, and I am very grateful to both of you.  I know that Suntrust was a "bear" to deal with it. 
 
Andrew

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Nathan kept every promise!

Thank You to Nathan! We are a family that have always been one time for every bill and kept every promise. When the economy took its toll we were put in the position of not being able to afford our mortgage. In all the darkness we felt, Nathan was our glimmer of light and hope. He walked me through, repeatedly, what a short sale was and the possible benefits. He was so patient with all of our extra phone calls and extra questions. He made our sale virtually pain free. In a market like we have today it is hard to see beyond the scammers and get rich quick ideas, but Nathan is the real deal. We put our house up for sale in November and it was sold in May. What more could you ask for in today’s market. It saved us from foreclosure, and major credit issues. THANKS NATHAN! 

The Slater’s

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Here is our testimonial - it is genuine and heartfelt:

My wife and I highly recommend Nathan Bangs to anyone interested in buying or selling a home in the Tampa Bay area.  When it came time to sell our home, we first tried a different real estate company - it was on the market for six months and we never once heard back from the agent.  We then found Nathan and we felt as though he made selling our home his top priority.  He never gave up and he always responded to emails and telephone calls.  When we needed to sell, Nathan made it happen.  We can't speak highly enough of him.  To us, his knowledge and experience made the difference - ours was a short sale and Nathan seemed to handle it with ease.  When we are in the market again, we'll call Nathan first.

 I'm still trying to believe the house is actually sold.  

Thanks so much, Nathan!

Mitch

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Thank you to the Nathan Bangs Team

We are on the evening of a projected closing and it has been a roller coaster ride (no exaggerating).  On a positive note we'd like to thank those who got us here today.  Thank-you to:
 
Tammy Bilder (our Keller Williams Buyer's Agent),
Irene Wilds (B.O.A. Sr. Mortgage Loan Officer) and
Kimberly Supplee (Real Estate Closing Coordinator).
 
Without their efforts to revive, recover and expedite the apparent sloppy process created by the title agency we would no doubt still be in limbo days or weeks from now.
 
Those listed above may have people contact us anytime for customer reference as to the efforts, efficiency, communication, accuracy and professional courtesy provided throughout our process.  We would recommend your services to anyone we care for or like.  Shortly we should close and hopefully we will do more business in the future.
 
In Sincerest Regards,


Dennis & Anita G.

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Tammy is a true professional

My Testimonial is in regards to Tammy. It was truly a beautiful experience working with her. She has been professional throughout this experience that made the wait time shorter. She has been polite and always was available to take my calls or return them promptly. SHe has been thorough also working with my bank to ensure my interest was protected. I will recommend her to all my friends and family for theie real estate needs.  Thanks Tammy.

Maxine B.

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You will greatly benefit from Nathan's experience in real estate!

Nathan’s experience and unrivaled market knowledge affords him the opportunity to excel as a real estate professional in all types of market conditions. Whether you are a buyer or seller of real estate, you will greatly benefit from having Nathan on your team to assure an efficient transaction.

Thanks

Justin

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Working Miracle's

In the midst of one of the worst real estate markets in decades, I called upon Nathan to ask his opinion on how to quickly sell a condo on Harbour Island.  I was trying to sell this condominium in time to generate funds for a closing that was to occur within 4 weeks.
 
To make a long story short, Nathan was able to work a miracle.  He found a cash buyer who was willing to close on the condo within my short timeframe.  I was impressed with Nathan’s diligent work ethic, his ability to put the parties together, and his overall business sense.
 
Nathan is a true professional.
 
Rudy

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Contact Information

Photo of Nathan Bangs & Associates Real Estate
Nathan Bangs & Associates
Keller Williams Realty
3502 Henderson Blvd.
Tampa FL 33609
For Buyers: 813-739-5925
For Sellers: 813-739-5965
Fax: 813.936.6205